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A Homebuyer’s Guide to Title and Closing Documents

A plain-language orientation to the documents homebuyers commonly encounter while moving from a signed contract toward a residential closing.

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The contract sets the framework

The purchase agreement identifies the property, price, deposits, deadlines, and many of the parties’ responsibilities. It is the starting point for the work that follows.

Title documents address ownership

A title examination and related documents help identify the ownership interest being transferred and matters that may affect it. Title insurance is intended to address covered title risks under the issued policy.

Closing documents complete the transaction

The deed, settlement figures, lender documents when financing is involved, and supporting affidavits should align with the transaction. Ask for explanations of unfamiliar terms or unexpected figures.

This resource provides general information only and is not legal advice. Laws and individual circumstances vary. Reading or watching this material does not create an attorney-client relationship. Speak with a qualified attorney about your situation.

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This resource provides general information only and is not legal advice. Laws and individual circumstances vary. Reading or watching this material does not create an attorney-client relationship. Speak with a qualified attorney about your situation.